Houston Chapter 13 Wizard
How to fill out your Chapter 13
Houston Chapter 13 Questionnaire
is where you create your initial Chapter 13 filing, also called a "skeleton filing."
A skeleton filing is the minimum paperwork required to officially start your bankruptcy case and activate immediate protection from eviction, collections, and other creditor actions. This section collects your basic identifying information, household details, and core financial information needed to open your case with the court.
Houston Creditors Questionnaire
Section A — Harris County Chapter 13 Filing
(Creditors Matrix)
The Creditors list is where you list everyone you owe money to.
This includes landlords, credit cards, loans, medical bills, collection agencies, and any other debts. The information you enter here is used to create your official Creditors Matrix — a required document that tells the court and your creditors that your bankruptcy case has been filed.
The court uses this list to send notices and stop collection activity. If a creditor is not listed, they may not receive notice of your case. Completing this section carefully helps ensure that all creditors are properly included and that your protections apply to everyone you owe.
Once this section is completed and filed, the court recognizes your case as active, and legal protections can begin. The remaining documents can be completed and submitted shortly after filing. This step is the foundation of your entire Chapter 13 case and is what allows you to move quickly when time is critical.
Houston Chapter 13 plan Questionnaire
Harris County Chapter 13 Plan
(Payment Plan)
This section is where your Chapter 13 payment plan is created.
In this section, the system uses your income, expenses, and debt information to calculate a realistic monthly payment plan that the court can approve. This plan shows how you will catch up on past-due rent and other debts over time while staying protected.
The Chapter 13 plan is one of the most important documents in your case. It explains to the court how you intend to repay certain debts and remain compliant with bankruptcy requirements. Once this section is completed, your plan will be generated and included in your filing package.
Houston Summary Questionnaire
Harris County Summary
(Final Review and Document Generation)
This sectionis the final review of your information before your documents are created.
This section brings together everything you entered in the previous sections and prepares your official bankruptcy paperwork. It allows you to confirm that your information is accurate and complete before the system generates your final documents.
After completing this section, your filing package will be created and sent to your email. This package typically includes your bankruptcy forms, creditors matrix, Chapter 13 plan, and summary documents. Once you receive these documents and complete your credit counseling certificate, you will be ready to file your case with the court.
Mandatory Waiver
Great! You only have ONE more thing to do to be ready to file.You MUST get your Credit Counseling Certificate!!!
Real People, Real Results
How to Get Your Pre-Filing Credit Counseling Certificate (DebtorCC)
Step 1 — Click Start Now (or First Course / Pre-Filing Credit Counseling).
This is the FIRST course required before filing bankruptcy.
Step 2 — Enter your First Name.
Step 3 — Enter your Last Name.
Step 4 — Enter your Email Address.
Step 5 — Enter your Date of Birth.
Step 6 — Enter the Last 4 digits of your Social Security Number.
Step 7 — Enter your ZIP Code.
Step 8 — Click Continue.
Step 9 — Choose how to pay for the course.
Most people will see a fee of about $19.95.
Step 10 — If you can pay, enter your debit or credit card information.
Step 11 — If you cannot afford the fee, click Request Fee Waiver and follow the instructions.
Step 12 — Click Submit Payment or Continue.
Step 13 — Begin the course.
Step 14 — Answer the questions about your income.
Step 15 — Answer the questions about your expenses.
Step 16 — Answer the questions about your household size.
Step 17 — Continue clicking Next until you reach the end of the course.
The course usually takes about 60–90 minutes.
Step 18 — Complete the final step by answering the last questions or briefly chatting with a counselor.
Step 19 — Wait for the confirmation screen that says you have completed the course.
Step 20 — Check your email for your Pre-Filing Credit Counseling Certificate.
Step 21 — Download and save the certificate PDF.
Step 22 — Provide this certificate when you file your bankruptcy case.
DebtorCC Help Phone Number
1-800-610-3920
I'm Finished! Now how do I file?
Before filing, confirm you have:
✔ Completed all 5 sections
✔ Checked your email
✔ Downloaded all 4 PDFs
✔ Completed credit counseling
✔ Received your certificate
PRINTED THEM ALL OUT
Then you are ready to file.
Now Just take the paperwork down to the Federal Courts Clerk and file!
(Do NOT file this at the eviction court! ONLY at the address below!!!!)
Court Name:
United States Bankruptcy Court
Southern District of Texas — Houston Division
Physical Filing Address:
Bob Casey United States Courthouse
515 Rusk Street
Houston, TX 77002
Main Phone Number:
713-250-5500
Hours:
Monday – Friday
8:00 AM – 5:00 PM
Important Notes for Your Workflow
This is a federal court, not a county courthouse.
All Harris County Chapter 13 cases are filed at this Houston Division location.
Government-issued ID is required to enter the building.
Mailing Address (If Sending by Mail)
Clerk of Court
P.O. Box 61010
Houston, TX 77208
If You Need the Trustee Contact (Often Requested After Filing)
Chapter 13 Trustee:
David G. Peake
Phone:
713-283-5400
Can't Get to the Bankruptcy Court to file?
No problem! Just hire a Courier! They will Pick up your papers and file them for you!
If you cannot get to the bankruptcy court in person, you can hire a professional court courier to file your paperwork for you. This is a common and reliable option used every day. The courier will come to your home, office, or another location, pick up your completed documents, and deliver them directly to the federal bankruptcy court for filing. Once filed, they will provide confirmation that your case has been successfully submitted.
One trusted courier service in Houston is Reliable Couriers.
They regularly handle legal filings and same-day court deliveries and operate 24 hours a day, 7 days a week.
Reliable Couriers — Phone: 281-612-6196
Website: Use their Houston service page or request quote online
Address: 1001 Texas Ave, Suite 1400, Houston, TX 77002
How the Process Works
Step 1 — Call the Courier
Call 281-612-6196 and tell them you need documents filed at the U.S. Bankruptcy Court in Houston.
Step 2 — Schedule Pickup
They will arrange a pickup time at your location — often the same day.
Step 3 — Provide Your Documents
Give the courier your completed bankruptcy paperwork and filing fee (if required).
Step 4 — They Deliver and File Your Case
The courier will take your documents directly to the courthouse and file them on your behalf.
Step 5 — Receive Confirmation
After filing, the courier will confirm that your case has been successfully submitted.
Typical Cost (Houston Range)
$40 – $90 — Standard filing
$90 – $150 — Same-day or rush filing
Prices vary based on distance and urgency.
Congrat! Now that you have your Chapter 13 filed, the last step to do is to take a copy of your filing receipt and give it to the Eviction Court Clerk.
After you file your Chapter 13 case, you must promptly notify the eviction court that your bankruptcy has been filed.
This step is important because the bankruptcy filing creates an automatic stay, which can stop eviction enforcement actions. The eviction court and the landlord must be informed so they know that your case is now protected under federal bankruptcy law.
You should notify the court as soon as possible after filing — ideally the same day. This helps prevent the issuance or execution of a writ of possession and ensures the court has accurate information about your case status.
How to Notify the Court — Step by Step
Step 1 — Obtain Your Bankruptcy Case Number
After filing your Chapter 13, you will receive a bankruptcy case number. This number confirms that your case is active.
Step 2 — Prepare a Notice of Bankruptcy Filing
Use your case information to complete a simple notice stating that you have filed a Chapter 13 bankruptcy. Include your name, case number, filing date, and the court where your bankruptcy was filed.
Step 3 — File or Deliver the Notice to the Eviction Court
Take the notice to the clerk’s office for your eviction case, or send it by email, fax, or hand delivery if those options are available. Many people use a court courier to deliver the notice quickly.
Step 4 — Notify the Landlord or Their Attorney
Provide a copy of the notice to the landlord or the landlord’s attorney so they are aware that the bankruptcy stay is in effect.
Step 5 — Keep Proof of Delivery
Save any receipt, confirmation, or stamped copy showing that the notice was delivered. This can be important if there is any question about whether the court was notified.
Important Reminder
Filing the bankruptcy starts the protection — but notifying the eviction court helps ensure the process stops quickly and avoids confusion or delays.
We are dedicated to providing expert legal solutions to help you navigate through financial challenges and rebuild your life. Our experienced team is here to guide you every step of the way.